prosperlyway is dedicated to helping you achieve financial success—on your terms.
Read about saving, spending, budgeting, career tips, and other financial topics from an experienced finance professional who saves 50% of his income.
Let's reflect on the FIRE lifestyle. If you were to ask 10 random people on the street "would you like to have enough money to never need to work again?" I'd expect all 10 people to answer with a resounding "umm, YES!"
On the rare occasion that I learn a friend doesn’t drink coffee I usually assume there’s something terribly wrong with them...or that they must have been picked on by baristas in their childhood. But maybe they're doing it right after all! How much more could they save in retirement by avoiding a coffee habit? It might be more than you think.
Within the personal finance/financial independence community, we all love free things. What better way to advance our financial goals than to get something for nothing! But have you ever thought about the power of marketers using "free" to get people to buy more than they otherwise would have? I guarantee it has happened to you.
Just about everyone wants to make a commitment to improving their health. Year after year eating better and exercising more are two of the nation's top New Year’s resolutions. But of course, millions of Americans sign up for a gym membership that they ultimately never use.
Behavioral economics is the study of economic decision-making with a twist of real-life human behavior and tendencies. In the first part of a new series on the topic, learn how expectations can influence our own opinions and preferences.
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Is Lasik surgery a good investment? I have (well, I had) terrible vision. When I'm not wearing my contacts or glasses, I can't tell how many fingers you're holding up from 3 feet away. Now I can see perfectly. The outcome has been miraculous. But is it a worthwhile financial investment?